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Rural Housing Finance
Nothing beats the joy of having your own home, which is why we help you find the perfect one. If you are an agriculturist looking for a dream home in the rural or in urban areas, we make it easy to fulfill your dream. Based on the agricultural land you own and the crops you cultivate, Lekha Mudra Arrange Rural Housing Finance for you with the Home Loan perfectly suited to fit your needs. We also offer Home Loans to salaried and self-employed individuals wishing for a space of their own in their home town or village.
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Easy Documentation
Say goodbye to tedious paperwork! Applying for a loan is now easy with our simple documentation process.
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Attractive Interest Rates
Home loans from our Associative Partner come at an attractive interest rate. We offer concessional rates of interest to our women beneficiaries as well.
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Instant Sanction
All you need to do is fill in your details with a single click and check your home loan eligibility.
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Flexible Repayment and Tenure
Our multiple repayment options and make it easy for you to focus on all the important priorities of your life. We also offer flexible loan tenure options for our customers.
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Speedy Processing
Through quick approval and disbursal, you will not face any unnecessary delays in getting your loan. We believe in speed and efficacy (efficiency) in all our processes.
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Other Features:
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Assistance from Pradhan Mantri Awas Yojana
Home loans have become significantly affordable with the assistance from Pradhan Mantri Awas Yojana- Urban for first-time homeowners.
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Minimum Eligibility and Documentation
Avail the necessary financial assistance by fulfilling only some easy to meet home loan eligibility criteria. You will also have to submit only the basic documents while applying for credit.
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Flexible Repayment Tenor
You can select a flexible repayment tenor of up to 240 months, allowing you to pay off your debts without straining your finances.
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Simple Balance Transfer Facility
Transfer your existing home loan to Low Interest Rate Lender's and enjoy an affordable Home Loan interest rate for the remaining tenor. A Balance transfer facility is available against minimum documentation and quick processing, allowing you to transfer your debt without any hassle.
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Top-up Credits
Enjoy a top-up loan over your existing rural home loans whenever you avail the balance transfer facility. Finance your various requirements with a high-value.
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Part pre-payment and foreclosure facility
Make a part-prepayment or foreclose the credit before its tenor without any extra charges. Prepayment facility can help you lower the interest rate or repayment tenor, alleviating your financial burden.
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