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New Home

Purchase Loan

Self-Construction

Home Loan

Loan For Home Extension

Residential plot+

Construction Loans

Loan For Home Improvement

NRI Home

Purchase Loans

Gram Panchayat

Home Loan

Home Purchase Loan

Lekha Mudra Financial excels in providing a complete bouquet of services to customers to meet their Home Loan needs. Ease of applying for a loan with branches spread across India, robust service delivery model and mark to market credit & financial policies help customers build a long term relationship of trust and commitment.

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Advantages of taking Home Loan Thrower Lekha Mudra

  • Provides an extensive range of home loan products like Home Purchase Loans, Home Construction Loans, Home Extension Loans, Home Improvement Loans and Plot Loans.

  • Robust service delivery model – door step services ensuring easy and fast approval & disbursal of loans

  • Excellent post disbursement services

  • Facility of enhancement in loan amount in the event of escalations in cost

  • Dedicated team of well-experienced employees who work on best-in-class information systems & network to deliver and provide customer satisfaction

  • High standards of ethics, integrity and transparency

  • Various repayment options

 

HOME LOAN ELIGIBILITY

Your age should not be more than 70 years at the time of loan maturity.

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LOAN AMOUNT

Loan Amount                                -       Maximum Funding*

Upto Rs 30 lacs                             -       80% to 90% of market value*

30 lacs and above, upto 75 lacs    -       80% of market value

Above 75 lacs                               -       75% of market value

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* Subject to market value of the property and repayment capacity of the individual, as assessed by Financial Intuition or Housing Finance Company.

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  • Loan eligibility shall be determined by Financial Intuition or Housing Finance Company taking into account income, age, qualification and occupation etc.

  • Income of borrower(s)/ co-borrower(s) may be clubbed together for calculation of loan eligibility.

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LOAN REPAYMENT

Loan repayment up to 30 years is in Equated Monthly Installments (EMI) through Post Dated Cheque's / Electronic Clearance System.

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OWN CONTRIBUTION

Minimum contribution required from a customer will be 10%* of the total cost of the property. *Terms and Conditions apply

Age Proof (PAN Card, Passport, Any other Certificate from Statutory Authority)

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Residence Proof (Passport, Driving License, Telephone Bill, Ration Card, Election Card, Any other Certificate from Statutory Authority)

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Education Qualifications – Latest Degree

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Latest Salary-slips for 3 months

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Form 16 for last 2 years

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Last 6 months Bank Statements(salary account)*

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Processing Fee Cheque in favors of ‘Housing Finance.’

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Photocopy of Title Documents of the Property, Approved Plan

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Age Proof (PAN Card, Passport, Any other Certificate from Statutory Authority)

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Residence Proof (Passport, Driving License, Telephone Bill, Ration Card, Election Card, Any other Certificate from Statutory Authority)

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Education Qualifications – Latest Degree ( For Professional)

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Certificate & Proof of business existence along with Business Profile

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Last 3 years Income Tax returns (self and business) with Profit & Loss Account & Balance Sheets duly certified/audited by a Chartered Accountant

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Last 12 months Bank Account Statements (self & business)

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Processing Fee Cheque in favour of  Housing Finance Ltd.’

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Photocopy of Title Documents of the Property, Approved Plan etc.

Salaried Employees

HOME LOAN

DOCUMENTS REQUIRED

Self Employed/Professionals

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