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Loan For Your Home

Improvement

New Home

Purchase Loan

Self-Construction

Home Loan

Loan For Home Extension

Residential plot+

Construction Loans

Loan For Home Improvement

NRI Home

Purchase Loans

Gram Panchayat

Home Loan

HOME IMPROVEMENT LOAN

We understand that everyone aspires to create his own identity with the home he lives in. The interiors of your house reflect your personality and to constantly upgrade it in terms of looks and convenience, maybe spruce up the flooring depending on your lifestyle, We look forward to help you.

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Home Improvement Loan covers-

  • Complete renovation of already owned residential property

  • Upgradation

  • Repair of your house/flat

  • External & internal repairs/paint

  • Water-proofing & roofing

  • Tiling and flooring

  • Plumbing & electrical work

  • False ceiling & woodwork (fixed to the building)

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LOAN AMOUNT - You can avail Home Improvement Loan up to Rs. 1,00,00,000/- but not exceeding 100% of estimated cost as certified by chartered engineer or Cost certified by Lender's technical officer whichever is lower, Subject to Maximum 80% of overall market value of the property. The actual loan amount is determined after assessing the individuals requirement and the valuation of the property by Financial Intuition or  Housing Finance Company.

 

Salaried Employees

HOME LOAN

DOCUMENTS REQUIRED

Self Employed/Professionals

Age Proof (PAN Card, Passport, Any other Certificate from Statutory Authority)

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Residence Proof (Passport, Driving License, Telephone Bill, Ration Card, Election Card, Any other Certificate from Statutory Authority)

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Education Qualifications – Latest Degree

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Latest Salary-slips for 3 months

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Form 16 for last 2 years

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Last 6 months Bank Statements(salary account)*

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Processing Fee Cheque in favors of ‘Housing Finance.’

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Photocopy of Title Documents of the Property, Approved Plan

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Age Proof (PAN Card, Passport, Any other Certificate from Statutory Authority)

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Residence Proof (Passport, Driving License, Telephone Bill, Ration Card, Election Card, Any other Certificate from Statutory Authority)

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Education Qualifications – Latest Degree ( For Professional)

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Certificate & Proof of business existence along with Business Profile

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Last 3 years Income Tax returns (self and business) with Profit & Loss Account & Balance Sheets duly certified/audited by a Chartered Accountant

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Last 12 months Bank Account Statements (self & business)

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Processing Fee Cheque in favour of  Housing Finance Ltd.’

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Photocopy of Title Documents of the Property, Approved Plan etc.

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